Mortgage Calculator

Estimate your monthly repayment and see how different loan choices affect your plan.

Loan details

Property price KShKSh 100KKSh 100M+ Down payment %0%100% Annual interest rate %1%25% Loan term 5 years30 years

Advanced costsProperty rates, insurance, and service charges

Annual property ratesKSh / yearAnnual home insuranceKSh / yearMonthly service chargeKSh / monthMortgage insurance rate% / year

Include advanced costs in the monthly payment

Loan start month Show yearly loan schedule

Your mortgage summary

Planning estimate

Property price KSh 8,000,000

Estimated monthly payment KSh 74,318 11.0% over 20 years

Down paymentKSh 800,000

Loan amountKSh 7,200,000

Loan-to-value90%

Estimated payoffAug 2046

View sale properties between KSh 5,600,000 and KSh 8,000,000

Loan planning insightsCompare nearby price points using the same loan assumptions

Lower commitmentProperty price up toKSh 6,800,000KSh 63,170 / month

Current planProperty priceKSh 8,000,000KSh 74,318 / month

Higher commitmentProperty priceKSh 9,600,000KSh 89,181 / month

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This calculator provides planning estimates only. Actual approval, rates, insurance, and other costs may vary. Confirm final figures with your lender and qualified property professionals.